About the only thing that is getting a work out these days is my credit card! Things are very busy gearing up for Christmas – work deadlines for year end, helping out community groups give back this holiday season, and of course my own holiday preparation and shopping for my family. This all leads to very little time, and cha-chig more money heading out the door. The last thing on my mind is thinking about what credit card I am using. But really it is something I should be paying attention to, if I can pay less with my credit card or earn an extra bonus for spending I am doing anyways, well that is something this mama can celebrate. The problem and advantage of credit cards is that their are so many options out there – there is literally a card for every lifestyle. So how do you find which credit card is right for you without spending hours and hours trying to compare them? Well that is where ratesupermarket.ca comes in!
The last time we really looked at what credit cars we were using was 8 years ago when Hubs and I got married. We picked out cards that best fit our lifestyle at the time and honestly haven’t looked back. But a lot has changed in those 8 years, we have 3 kids, a house and are both working full time. To go along with those changes our spending habits have changed too. But trying to assess if we were actually getting the most out of our credit cards has never been a priority. Things like laundry, dishes and making lunches take over and we just kept going with the status quo. That is until this week… with the RateSupermarket.ca rewards calculator I am able to quickly see if there is a better card out there for me based on lifestyle and preferences.
So not only does this website allow you to compare dozens of credit cards from all different financial institutions, but you can input your spending info and they can let you know what the best option is for your lifestyle. Do you pay off your credit card every month and are looking for rewards? There is a card for that. Need a low interest credit card so you pay down dept faster? Ratesupermarket.ca can help you figure out the best option for you too.
Plus they help break down the pros and cons of each card so you know exactly what you are getting. And if you decide to make a switch applying for a card is just a couple of clicks away. I am going to be making a switch, and we will be assessing Hubs credit card needs to see which one is the best for him too.
Finances are not fun, but ratesupermarket.ca makes it easy to check to see if you are getting the most out of your credit card. Because hey, if I can get get $400 in rewards points for spending that I am already doing, why wouldn’t I take advantage??? Take your own quiz in under 5 minutes today to see what card is right for you.
When is the last time you checked the interest rate and rewards on your credit card?
Disclosure: This post was brought to you by RateSupermarket.ca. All opinions are strictly my own.